| Serving people who live, worship, work, or attend school in Mercer County, Ohio |
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Dynamic Federal Credit Union
900 E. Wayne Street
Celina, OH 45822
Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522
email us
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Loan Rates: (Effective May 13, 2022)
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The rates and terms applicable to your account at Dynamic FCU are provided in the tables below. Rate
and term will vary based on individual credit score and all loans are subject to credit approval. An additional 1/4% off for
pre-approval and 1/4% off for direct deposit and automatic payment.
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| Vehicle Loans - 2019 through 2022 Models |
| Term |
APR* (As low as) |
| 60 Months |
3.75% |
| 72 Months |
3.75% |
| 84 Months |
3.75% |
| Vehicle Loans - 2016 through 2018 Models |
| Term |
APR* (As low as) |
| 60 Months |
3.75% |
| 72 Months |
3.75% |
| Vehicle Loans - Older Models |
| Term |
APR* (As low as) |
| 48 Months |
3.75% |
| RV/Boat/Motorcycle Loans |
| Term |
APR* (As low as) |
| See Above Vehicle Terms |
Same As Vehicle Rates |
| Greater than $40,000 and 120-144 months |
Vehicle Rate + 1.5% |
| Small Implement Loans |
| Type |
APR* (As low as) |
| Less than $40,000 |
Vehicle rate + 1% |
| Greater than $40,000 and 84-120 months |
Vehicle rate + 2% |
| Unsecured/Secured Loans |
| Term |
APR* (As low as) |
| Unsecured - 60 months |
8.75% |
| Shared Secured - 84 months |
3.00% |
| Share CD Secured |
CD rate + 2.5% |
| VISA Credit Cards |
| Type |
APR* (As low as) |
| Platinum w/Rewards |
9.90% |
| Classic |
11.90% |
| Home Equity Line of Credit |
| Term |
APR* (As low as) |
| 120 months |
4.50% |
| (3 year fixed rate, 5 year draw period, 10 year repayment period, no annual fee, no per advance fee, line of
credit up to 80% of equity value. Floor Rate is 4.00% and maximum rate is 17%)
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| Mortgage Loans - Residential and Investment |
Call 419-586-5522 for current rates or click on the
link. |
*APR =Annual Percentage Rate
APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term.
Loan application fee applies.
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All rates and terms are subject to
change. Contact us for the most current information at 419-586-5522. |
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