Dynamic Federal Credit Union
Our Online Banking Site Has Changed
If you previously accessed Online Banking with your Member Number OR Account Number, you will need to click Convert Account.

If you have already converted your Member Number OR Account Number over to a Username, you will need to click Login.

If this is your first time using Online Banking, you will need to click Enroll.

For more info, click on our Quick Reference Guide


Dynamic Federal Credit Union
900 E. Wayne Street
Celina, OH 45822

Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522

email us



Share Rates:  

The rates appearing in this schedule are accurate and effective for the share and share draft accounts as of the last dividend declaration date (03-31-2023). APY refers to the annual percentage yield.
Certificates
Rates as of 4/24/2023  
Description Minimum Deposit Dividend Rate APY
6 Month $500
4.50%
4.58%
12 Month $500
2.00%
2.02%
18 Month $500
3.875%
3.93%
24 Month $500
2.50%
2.52%
EARLY WITHDRAWAL PENALTY NOTE: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed. Contact your credit union to verify rates. Fees may reduce earnings.
 
Savings/Shares
Rates as of 03/31/2023  
Description Range Dividend Rate APY
Student $5.00 3.00% 3.03%
Regular, Vacation, Christmas, Escrow $100.00 - $4,999.99 0.030% 0.030%
Regular, Vacation, Christmas, Escrow $5,000.00 - $19,999.99 0.070% 0.070%
Regular, Vacation, Christmas, Escrow $20,000.00+ 0.125% 0.125%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
 
Share Draft/Checking
Rates as of 12/31/2022  
Description Range Dividend Rate APY
Regular, Second Checking $1,000.00 - $4,999.99 0.00% 0.00%
Regular, Second Checking $5,000.00 - $19,999.99 0.00% 0.00%
Regular, Second Checking $20,000.00+ 0.00% 0.00%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
 
Health Savings Checking Account
Rates as of 12/31/2022  
Description Range Dividend Rate APY
Health Savings Checking Account $1,000.00 - $4,999.99 0.75% 0.752%
Health Savings Checking Account $5,000.00 - $19,999.99 0.75% 0.752%
Health Savings Checking Account $20,000.00+ 0.75% 0.752%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

All rates and terms are subject to change. Contact us for the most current information at 419-586-5522.
#26547c