The rates appearing in this schedule are accurate and effective for the share and share draft accounts as of the last dividend declaration date
(03-31-2023). APY refers to the annual percentage yield.
Certificates
Rates as of 4/24/2023
Description
Minimum Deposit
Dividend Rate
APY
6 Month
$500
4.50%
4.58%
12 Month
$500
2.00%
2.02%
18 Month
$500
3.875%
3.93%
24 Month
$500
2.50%
2.52%
EARLY WITHDRAWAL PENALTY NOTE: If certificate is less than 12 months, a 90 day dividend penalty will be imposed;
if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed. Contact your credit union to verify rates.
Fees may reduce earnings.
Savings/Shares
Rates as of 03/31/2023
Description
Range
Dividend Rate
APY
Student
$5.00
3.00%
3.03%
Regular, Vacation, Christmas, Escrow
$100.00 - $4,999.99
0.030%
0.030%
Regular, Vacation, Christmas, Escrow
$5,000.00 - $19,999.99
0.070%
0.070%
Regular, Vacation, Christmas, Escrow
$20,000.00+
0.125%
0.125%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Share Draft/Checking
Rates as of 12/31/2022
Description
Range
Dividend Rate
APY
Regular, Second Checking
$1,000.00 - $4,999.99
0.00%
0.00%
Regular, Second Checking
$5,000.00 - $19,999.99
0.00%
0.00%
Regular, Second Checking
$20,000.00+
0.00%
0.00%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
Health Savings Checking Account
Rates as of 12/31/2022
Description
Range
Dividend Rate
APY
Health Savings Checking Account
$1,000.00 - $4,999.99
0.75%
0.752%
Health Savings Checking Account
$5,000.00 - $19,999.99
0.75%
0.752%
Health Savings Checking Account
$20,000.00+
0.75%
0.752%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees
on these accounts that could reduce your earnings.
All rates and terms are subject to
change. Contact us for the most current information at 419-586-5522.
Guiding the way to financial success.
National Credit Union Administration, a U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by
the full faith and credit of the United States Government
Website Accessibility
Dynamic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards
and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other
auxiliary aid and are having problems using this website, please contact us toll-free at 844-586-5522. All products and services available on this
website are available at Dynamic Federal Credit Union’s office or by calling toll-free at 844-586-5522.