Dynamic Federal Credit Union
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Dynamic Federal Credit Union
 900 E. Wayne Street
Celina, OH 45822

 Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522
email us



Share Rates:  

The rates appearing in this schedule are accurate and effective for the share and share draft accounts as of the last dividend declaration date (06-30-2023). APY refers to the annual percentage yield.
Certificates
Rates as of 6/30/2023  
Description Minimum Deposit Dividend Rate APY
6 Month $500
4.50%
4.58%
12 Month $500
2.00%
2.02%
18 Month $500
3.875%
3.93%
24 Month $500
4.00%
4.06%
EARLY WITHDRAWAL PENALTY NOTE: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed. Contact your credit union to verify rates. Fees may reduce earnings.
 
Savings/Shares
Rates as of 6/30/2023  
Description Range Dividend Rate APY
Student $5.00 3.25% 3.29%
Regular, Vacation, Christmas, Escrow $100.00 - $4,999.99 0.030% 0.030%
Regular, Vacation, Christmas, Escrow $5,000.00 - $19,999.99 0.070% 0.070%
Regular, Vacation, Christmas, Escrow $20,000.00+ 0.125% 0.125%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
 
Share Draft/Checking
Rates as of 12/31/2022  
Description Range Dividend Rate APY
Regular, Second Checking $1,000.00 - $4,999.99 0.00% 0.00%
Regular, Second Checking $5,000.00 - $19,999.99 0.00% 0.00%
Regular, Second Checking $20,000.00+ 0.00% 0.00%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.
 
Health Savings Checking Account
Rates as of 6/30/2023  
Description Range Dividend Rate APY
Health Savings Checking Account $1,000.00 - $4,999.99 1.000% 1.000%
Health Savings Checking Account $5,000.00 - $19,999.99 1.000% 1.000%
Health Savings Checking Account $20,000.00+ 1.000% 1.000%
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

All rates and terms are subject to change. Contact us for the most current information at 419-586-5522.

Guiding the way to financial success.
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National Credit Union Administration,
a U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government 		Equal Housing Lender
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Website Accessibility
Dynamic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us toll-free at 844-586-5522. All products and services available on this website are available at Dynamic Federal Credit Union’s office or by calling toll-free at 844-586-5522.