Dynamic Federal Credit Union
 
 


Dynamic Federal Credit Union
900 E. Wayne Street
Celina, OH 45822

Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522

email us

24 Hour Access Telephone Banking

You are now able to access your account anywhere in the United States, anytime day or night.
To check your balance, previous transactions, or to transfer funds dial:

419.586.5515



Fees:  

Dynamic Federal Credit Union Fee Schedule
Effective 11/01/2015
Fees are subject to change. Please refer to the Credit Union's account disclosure information for a more detailed outline of accounts available.
CHRISTMAS CLUB ACCOUNT FEES
Account Withdrawal $5.00/Withdrawal
CHECKING ACCOUNT FEES
Copy of Check $7.00/Check
Returned Item $7.00/Item
Stop Payment $32.00/Request
Check Printing Prices may vary depending upon style
NSF:
   Paid Item
   Returned Item

$32.00/Item
$32.00/Item
Overdraft $7.00/Item
Covered by transfer from Share account
Account Reopen $10.00/Account
If reopened within 6 months of closing
OTHER SERVICE FEES
Items Sent for Collection $7.00/Item
Wire Transfer $25.00/Outgoing; $10.00/Incoming
Teller's Check $3.00/Check
Account Reconciliation $17.00/Hour
Account Research $17.00/Hour
Statement Copy $3.00/Page
Account Activity Printout $3.00/Page
Deposited Item Return $5.00/Item
Account Reopen $10.00/Account
If reopened within 6 months of closing
Inactive Fee:
Applies to Accounts that have been inactive for 12 months or more. Certain restrictions may apply.
$7.00/month
Photocopy $0.25/Page
Garnishment or Levy Processing $30.00
Fax - Incoming/Outgoing $0.50/Page
Gift Card/Travel Card $10.00/card
EFT FEES
Telephone Banking Free
ATM Transactions at Non-DFCU ATM (Foreign ATM) & Point of Sale Transactions 5 free PIN-based (ATM or Point of Sale) transactions per month and 2 free balance inquiries per month; then $2.00/transaction
ATM Transactions at DFCU ATM (Local ATM) 15 free ATM transactions per month and 15 free balance inquiries per month; then $2.00/transaction
ATM Surcharge Fee $3.00/transaction for Non-Member/Foreign Card
Card Replacement:
   First Time
   More Than 2 in 60 Days

$10.00/Card
$20.00/Card
Rush Order $150.00(Card, PIN, or both)
Overdraft:
   ACH
   Debit Card

$32.00/Item
$32.00/Item
ATM/POS PIN Initiated Transactions $2.00/Transaction
After 5 free per month; 2 free inquiry per month
CHECK CASHING FEE
Dynamic Federal Credit Union members with less than $300.00 aggregate balance in their accounts will be charged a $3.00 check cashing fee for any check cashed under $1,500.00. For checks over $1,500.00, the fee will be $5.00. The $300.00 aggregate balance requirement includes loan, share, share draft, and certificate accounts. If you have an active checking account, the fee is waived.

All new members have three (3) months from opeing date to reach the $300.00 balance. During this time, there will be no fee charged for cashing a check. Check cashing fee not applicable to members under the age of 18 years or High School Students.
SHARE VALUE
Par Value of One Share $5.00
BILL PAY SERVICE FEES
Bill Pay Service Free/ Must be signed up for E-Statements
NSF Paid/Returned $32.00/Item
Stop Payment $32.00/Request
Overdraft $7.00/Item covered by transfer from Share Account
Inactivity over 90 days $10.00/month
Overnight Fee $14.95/Item
2nd Day Fee $9.95 Standard/$4.95 Economy
Charitable Donation Check $1.99/Item
Gift Pay Designed Check $2.99/Item
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