Dynamic Federal Credit Union Fee Schedule
Effective As Of 11/01/2022
Fees are subject to change. Please refer to the Credit Union's account disclosure
information for a more detailed outline of accounts available.
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| CHRISTMAS CLUB ACCOUNT FEES |
| Account Withdrawal |
$5.00/Withdrawal |
| CHECKING ACCOUNT FEES |
| Copy of Check |
$7.00/Check |
| Returned Item |
$7.00/Item |
| Stop Payment |
$32.00/Request |
| Check Printing |
Prices may vary depending upon style |
Non-Sufficient Funds (NSF) Fees:
Transfer Fee
Member Privilege
Returned Item
|
$7.00/Item
$32.00/Paid Item
$32.00/Item each time presented |
| Account Reopen |
$10.00/Account
If reopened within 6 months of closing |
| OTHER SERVICE FEES |
| Items Sent for Collection |
$7.00/Item |
| Foreign Check Collection (Check not in USD) |
$60.00/Item |
| Wire Transfer |
$25.00/Outgoing
$10.00/Incoming
$50.00/Outgoing International Wire
|
| Teller's Check |
$3.00/Check |
| Account Reconciliation |
$17.00/Hour |
| Account Research |
$17.00/Hour |
| Statement Copy |
$3.00/Page |
| Account Activity Printout |
$3.00/Page |
| Deposited Item Return |
$7.00/Item |
| Account Reopen |
$10.00/Account
If reopened within 6 months of closing |
Inactive Fee:
Applies to Accounts that have been inactive for 12 months or more. Certain
restrictions may apply. |
$10.00/month |
| Garnishment or Levy Processing |
$30.00 |
| Child Support Processing |
$5.00 |
| Bad Address |
$5.00/month |
| Notary Public |
Free |
| Payment By Phone |
$3.00 |
| Fax - Incoming/Outgoing |
$0.50/Page |
| Photocopy |
$0.25/Page |
| Prepaid Travel Card |
$10.00/card |
| Self-Serve Coin Machine Counting |
If amount processed at one time is over $100, a 10% fee on total amount processed |
| EFT FEES |
| ATM Transactions at Non-DFCU ATM (Out of Network/Foreign ATM) & Point of Sale Transactions |
5 free PIN-based (ATM or Point of Sale) transactions per month and 2 free balance inquiries per month; then $2.00/transaction
or balance inquiry plus any potential fees assessed by the Out Of Network/Foreign ATM owner |
| ATM Transactions at DFCU ATM (Local ATM) |
15 free ATM transactions per month and 15 free balance inquiries per month; then $2.00/transaction or balance inquiry |
| ATM Surcharge Fee |
$3.00/transaction for Non-Member/Foreign Card |
Card Replacement:
First Time
More Than 2 in 60 Days
Rush Order
|
$10.00/Card
$20.00/Card
$150 (Card, PIN, or Both)
|
Foreign (Out of Country) Transactions/ISA Fee
All foreign transactions fees are calculated based on the transaction amount after it is converted to US dollars
|
A fee up to 1% of each single/multiple currency transaction in US dollars will be charged to transactions processed outside the US,
where the cardholder's country code differs from the merchant's country code.
|
| NON-SUFFICIENT FUNDS (NSF) FEES |
| Transfer Fee |
$7.00/Item |
| Member Privilege |
$32.00/Paid Item |
| Returned Item |
$32.00/Item each time presented |
| BILL PAY SERVICE FEES |
| Bill Pay Service |
Free
Must be signed up for E-Statements
|
Non-Sufficient Funds (NSF) Fees:
Transfer Fee
Member Privilege
Returned Item
|
$7.00/Item
$32.00/Paid Item
$32.00/Item each time presented
|
| Inactivity over 90 days |
$10.00/month |
| Overnight Fee |
$19.95/Item |
| 2nd Day Fee |
$14.95 Standard
$4.95 Economy |
| Charitable Donation Check |
$1.99/Item |
| Gift Pay Designed Check |
$2.99/Item |
| CHECK CASHING FEE |
Dynamic Federal Credit Union members with less than $300.00 aggregate balance in their accounts
will be charged a $3.00 check cashing fee for any checks cashed under $1,500.00. For checks over $1,500.00, the fee
will be $5.00. The $300.00 aggregate balance requirement includes loan, share, share draft, and certificate
accounts. If you have an active checking account, the fee is waived.
All new members have three (3) months from opening date to reach the $300.00 balance. During this time, there will be no
fee charged for cashing a check. Check cashing fee not applicable to members under the age of 18 years or High School
Students.
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