Dynamic FCU Privacy Policy

Serving people who live, worship, work, or attend school in Mercer County, Ohio

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About Us

Dynamic Federal Credit Union
900 E. Wayne Street
Celina, OH 45822

Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522

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Notice of Privacy Practices for Dynamic Federal Credit Union Members

Dynamic Federal Credit Union (DFCU) recognizes it's responsibility to protect the privacy of personal, nonpublic member information. The purpose of this policy is to set forth the guidelines under which such information may be shared with third parties. It is the intent of DFCU to abide by all applicable laws and regulations governing the privacy of member information. This policy covers our practices regarding the safeguarding of your personal information, and is provided to you as required by law.

FACTS	WHAT DOES DYNAMIC FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.
What?	The types of personal information We collect and share depend on the product or service You have with Us. This information can include: Social Security number and checking Account information account balances and payment history credit history and credit scores When You are no longer Our member, We continue to share Your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers' personal information, the reasons Dynamic Federal Credit Union chooses to share; and whether You can limit this sharing.

Reasons We can share Your personal information	Does the Credit Union share?	Can You limit this sharing?
For Our everyday business purposes - such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureaus	YES	NO
For Our marketing purposes - to offer Our products and services to You	YES	NO
For joint marketing with other financial companies	YES	NO
For Our affiliates' everyday business purposes - information about Your transactions and experiences	NO	WE DON'T SHARE
For Our affiliates' everyday business purposes - information about your creditworthiness	NO	WE DON'T SHARE
For Our affiliates to market to You	NO	WE DON'T SHARE
For non-affiliates to market to You	NO	WE DON'T SHARE

Questions?	Call Us at (844) 586-5522

What We do

How does Dynamic Federal Credit Union protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

Dynamic Federal Credit Union regularly tests and assesses its information security measures as necessary to protect member information.

How does Dynamic Federal Credit Union collect my personal information?

We collect Your personal information, for example, when You

open an account or file an insurance claim
apply for a loan or provide employment information
pay Your bills or use Your credit or debit card

We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives You the right to limit only

sharing for affiliates' everyday business purposes - information about Your creditworthiness
affiliates from using Your information to market to You
sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

Dynamic Federal Credit Union has no affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

Dynamic Federal Credit Union does not share with nonaffiliates so they can market to You.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to You.

Our joint marketing partners include insurance, ATM/debit, credit card, and financial service companies.

Guiding the way to financial success.

National Credit Union Administration, a U.S. Government Agency Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government		US Patriot Act	Website Accessibility Dynamic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us toll-free at 844-586-5522. All products and services available on this website are available at Dynamic Federal Credit Union’s office or by calling toll-free at 844-586-5522.