Attention:  Due to our upcoming technology upgrade beginning Nov. 1, 2022:
Dynamic Federal Credit Union
Our Online Banking Site Has Changed
If you previously accessed Online Banking with your Member Number OR Account Number, you will need to click Convert Account.

If you have already converted your Member Number OR Account Number over to a Username, you will need to click Login.

If this is your first time using Online Banking, you will need to click Enroll.

For more info, click on our Quick Reference Guide
Smart Phone Check Out Our New
Mobile App!
Dynamic FCU Mobile

Download on the App Store Get it on Google Play

Dynamic Federal Credit Union
 900 E. Wayne Street
Celina, OH 45822

 Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522
email us


Image of a young boy and girl jumping in the air inside their living room. Text: Upgrade to happy! Get prequalified for a mortgage today! http://mycu.consumerassistweb.com/DynamicFCU. Call for details: 419-586-5522. National Credit Union Association logo and Equal Housing Lender logo
Track Rates or Apply Online for a Mortgage

Whether it’s for your starter home or your dream home, a mortgage from Dynamic Federal Credit Union can make buying a breeze.

Our loan advisors live right here in Mercer County, Ohio, so decisions are made locally by people you know and trust, not in a distant corporate office. Get help from financing experts you trust and see how easy buying a new home can be.

Contact one of our knowledgeable mortgage lending officers to get started with the purchase of your new home or to refinance your existing mortgage:

Kara August
Loan Officer
NMLS# 1818483
Annette Samaniego
Loan Officer
NMLS# 767519
Anna Miller
Loan Officer
NMLS# 1851300
  • Background image of a hand dropping coins into a piggy bank. Share Certificate Special. 18 month share certificate 3.55% APY*. Take advantage of this limited time special! *APY = Annual Percentage Yield. Rates and APY are effective 1/27/2023. Limited time offer. Rates and terms can change at any time. $500 minimum deposit to open a Share Certificate. Early withdrawal penalties apply.
  • Background image of a family standing in front of a house. $10,000 Welcome Home Grant Available. Set up an appointment today by calling 419-586-5522, extension 1114 for Kara (NMLS #: 1818483), or extension 1105 for Annette (NMLS #: 767519), or extension 1104 for Anna (NMLS #: 1851300).
  • Background image of a pencil on paper. 2023 Scholarship Available. Two (2) $2,000 Scholarships Awarded. Entry deadline is April 28, 2023. Winners will be announced June 1, 2023. (Video-based entries -- Click here for the entry form.
  • Image of a car on a snow covered road. Ready, Set, Snow! Rates as low as 5.75% APR* on all titled vehicles with pre-approval and automatic payment through direct deposit. *APR = Annual Percentage Rate. Rate and term dependent on past credit performance. Rate advertised includes deductions for pre-approval and automatic payment through direct deposit. Rates and terms are subject to change.
  • Image of two blue medical gloved hands making a heart shape, with the Dynamic Federal Credit Union logo in the center of the heart. Text: Health Savings Accounts now available! Do more than protect your health... Grow you savings.
  • Background image of an arial view of a city at sunrise. Shared Branching Is Here! Shared Branching allows access to over 5,800 physical locations across the country and abroad! At ANY shared branching location: get a copy of your account history, make loan payments, withdraw money, transfer funds, make deposits, cash checks and more! To find locations, go to https://sharedbranching.org/, text zip code to 91989, or download the app.

ON TUESDAY, NOV. 1, DFCU WILL BE LAUNCHING AN ALL NEW, STATE-OF-THE-ART ONLINE AND MOBILE BANKING PLATFORM. WITH MULTIPLE WAYS TO PAY AND AN ENHANCED FEATURE TO CONNECT ALL YOUR FINANCIAL ACCOUNTS, WE’RE MAKING IT EASIER THAN EVER FOR YOU TO CONTROL YOUR MONEY.

In keeping our commitment to provide efficient and advanced banking services, we are upgrading our core processing system on Tuesday, November 1, 2022.

This is an exciting change for you, as it will greatly improve your banking experience. With the new core system, you will experience a wide range of benefits, including better integration of the credit union’s services both online and within our new mobile app, more functionality and personalized features to manage your money, and improved efficiency in our services. Overall, this technology upgrade will provide state-of-the-art systems to enhance the services and products we offer our valued members.

Guiding the way to financial success.

Quick Links

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National Credit Union Administration,
a U.S. Government Agency
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government 		Equal Housing Lender
US Patriot Act
Website Accessibility
Dynamic Federal Credit Union is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. We are actively working to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us toll-free at 844-586-5522. All products and services available on this website are available at Dynamic Federal Credit Union’s office or by calling toll-free at 844-586-5522.