Attention:  Due to our upcoming technology upgrade beginning Nov. 1, 2022:
Dynamic Federal Credit Union
Our Online Banking Site Has Changed
If you previously accessed Online Banking with your Member Number OR Account Number, you will need to click Convert Account.

If you have already converted your Member Number OR Account Number over to a Username, you will need to click Login.

If this is your first time using Online Banking, you will need to click Enroll.

For more info, click on our Quick Reference Guide

Smart Phone Check Out Our New
Mobile App!
Dynamic FCU Mobile

Download on the App Store Get it on Google Play

Dynamic Federal Credit Union
900 E. Wayne Street
Celina, OH 45822

Phone: 419.586.5522
Toll-Free: 844.586.5522
Fax: 419.586.5522

email us


Image of a young boy and girl jumping in the air inside their living room.  
   Text:  Upgrade to happy!  Get prequalified for a mortgage today!  http://mycu.consumerassistweb.com/DynamicFCU.  Call for details:  419-586-5522.
   National Credit Union Association logo and Equal Housing Lender logo
Track Rates or Apply Online for a Mortgage

Whether it’s for your starter home or your dream home, a mortgage from Dynamic Federal Credit Union can make buying a breeze.

Our loan advisors live right here in Mercer County, Ohio, so decisions are made locally by people you know and trust, not in a distant corporate office. Get help from financing experts you trust and see how easy buying a new home can be.

Contact one of our knowledgeable mortgage lending officers to get started with the purchase of your new home or to refinance your existing mortgage:

Kara August
Loan Officer
NMLS# 1818483
Annette Samaniego
Loan Officer
NMLS# 767519
Anna Miller
Loan Officer
NMLS# 1851300

  • Background graphic of fingers on a keyboard.  Core Conversion.  Our technology system is getting an upgrade!  Click here for more information.
  • Image of what appears to be a pill box with the label:  Skip-A-Payment PM.   
                 Text: Need a budget break for the upcoming holiday season?  Get the relief you need with Skip-A-Payment*  Available for November or December 
                 loan payments. Click here to continue to the online request form. Footnote: *Interest will continue to accrue for two months on the unpaid balance.  Valid on 
                 one month's payment only. Offer not valid on mortgages, home equity loans, or VISA.  Subject to credit qualifications. Must be current 
                 on loan for past 6 months. If you have credit life and/or disability on your loan(s), you will not be covered beyond the original 
                 maturity date. If you have GAP, your GAP coverage only includes up to 2 skips over the life of the loan. You will be notified if your 
                 skip payment request is not approved.
  • Image of a snow covered pine tree.  
          Text:  Christmas Club Accounts Will Be Disbursed September 30th.  The funds will be deposited into you primary share -- allowing you to
          transfer the funds to your checking account via online/telephone/text banking to get your holiday shopping started!  Stop in and open a
          Christmas Club!
  • Image of Dynamic FCU's employees:  Annette, Kara, and Anna.  Auto loans to help get you on the open road.  Rates as low as 5.75% APR* 
          on all titled vehicle loans.  Make an appointment with Annette, Kara or Anna!  *APR = Annual Percentage Rate.  Rate and term dependent on past credit performance. Rates include deductions for 
          automatic payment through direct deposit(.25%) and pre-approval(.25%).  Rates and terms are subject to change.
  • Image of two blue medical gloved hands making a heart shape, with the Dynamic Federal Credit Union logo in the center of the heart.  
          Text:  Health Savings Accounts now available!  Do more than protect your health... Grow you savings.
  • Background image of an arial view of a city at sunrise.  Shared Branching Is Here!  Shared Branching allows access 
          to over 5,800 physical locations across the country and abroad!  At ANY shared branching location: get a copy of your account history, 
          make loan payments, withdraw money, transfer funds, make deposits, cash checks and more! To find locations, go to https://sharedbranching.org/, 
          text zip code to 91989, or download the app.

ON TUESDAY, NOV. 1, DFCU WILL BE LAUNCHING AN ALL NEW, STATE-OF-THE-ART ONLINE AND MOBILE BANKING PLATFORM. WITH MULTIPLE WAYS TO PAY AND AN ENHANCED FEATURE TO CONNECT ALL YOUR FINANCIAL ACCOUNTS, WE’RE MAKING IT EASIER THAN EVER FOR YOU TO CONTROL YOUR MONEY.

In keeping our commitment to provide efficient and advanced banking services, we are upgrading our core processing system on Tuesday, November 1, 2022.

This is an exciting change for you, as it will greatly improve your banking experience. With the new core system, you will experience a wide range of benefits, including better integration of the credit union’s services both online and within our new mobile app, more functionality and personalized features to manage your money, and improved efficiency in our services. Overall, this technology upgrade will provide state-of-the-art systems to enhance the services and products we offer our valued members.

WE ASK...
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We ask that you pay special attention to all communications we send out over the next several weeks as we will share up-to-date information and instructions to ensure a smooth transition. Please review the key dates showing the availability of services leading up to, and during, our core system conversion weekend.
Conversion Weekend Friday,
October 28, 2022
Saturday,
October 29, 2022
Sunday,
October 30, 2022
Monday,
October 31, 2022
Tuesday,
November 1, 2022
Branch Hours Lobby closes at 4:00 pm, Drive thru closes at 6:00 pm Closed Closed Closed Open at normal business hours
Online Banking Available until 6:00 pm Unavailable Unavailable Unavailable Available at 9:00 am with re-enrollment
Mobile Banking Available until 6:00 pm Unavailable Unavailable Unavailable Available at 9:00 am with re-enrollment
Phone Receptionist Available until 6:00 pm Unavailable Unavailable Unavailable Available at 9:00 am
Debit Cards No interruption in service No interruption in service No interruption in service No interruption in service No interruption in service
Credit Cards No interruption in service No interruption in service No interruption in service No interruption in service No interruption in service
Night Deposit Available, but will be processed Tuesday, Nov. 1 Available, but will be processed Tuesday, Nov. 1 Available, but will be processed Tuesday, Nov. 1 Available, but will be processed Tuesday, Nov. 1 Available; processing at normal business hours
Phone Banking (“Joy”) Replacing Text Banking Unavailable Unavailable Unavailable Unavailable Available at 9:00 am with re-enrollment
**Online Bill Pay (see below) **Unavailable beginning 10/28/2022 6:00 pm **Unavailable **Unavailable **Unavailable Available at 9:00 am with re-enrollment to Online Banking
ATM – Dynamic FCU Available Available Available Available Available
Direct Deposit & Loan Payment Processing No interruption in service No interruption in service No interruption in service No interruption in service No interruption in service
Automatic ACH Payments or Transfers No interruption in service No interruption in service No interruption in service No interruption in service No interruption in service
Online Loan & Membership Applications Unavailable Unavailable Unavailable Unavailable Available
**Bill Pay Notice: During the conversion weekend any payments (including one-time or recurring) scheduled to process on Saturday, October 29, 2022 through Tuesday, November 1, 2022, will be processed on Tuesday, November 1, 2022.

Bill Pay will not be available during the upgrade weekend, so we advise you to schedule any payments needed prior to Friday, October 28, 2022 at 4:00 pm EST.

After the technology upgrade, you can access your Bill Pay again by re-enrolling into Online Banking at www.dynamicfcu.com.



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