LOAN RATES

(Effective 12/1/2024)

The rates and terms applicable to your account at Dynamic FCU are provided in the tables below. Rate and term will vary based on individual credit score and all loans are subject to credit approval.

Vehicle Loans - 2022 through 2025 Models

Vehicle Loans - 2019 through 2021 Models

Vehicle Loans - 2015 through 2018 Models

RV/Boat/Motorcycle Loans

Small Implement Loans

Unsecured/Share Secured Loans

VISA Credit Cards

Home Equity Line of Credit

Mortgage Loans - Residential and Investment

Term	APR*
60 Months	6.50%
72 Months	6.50%
84 Months	6.50%

Term	APR*
48 Months	6.50%

Term	APR*
60 Months	6.50%
72 Months	6.50%

Term	APR*
Less than $50,000	Same As Vehicle Term and Rates
Greater than $50,000	Extended Term Length Options Available

Type	APR*
Less than $50,000	Vehicle Term Length + add 1.5% to Vehicle Rate
Greater than $50,000	Vehicle Term Length + add 2% to Vehicle Rate
Greater than $50,000	Extended Term Length Options Available

Term	APR*
Unsecured - 60 months	11.50%
Line of Credit	14.00%
Share Secured – 84 months	5.75%
Share Certificate Secured	Share Certificate Secured Rate +2.5%

Type	APR*
Platinum w/Rewards	10.90%
Classic	12.90%

Term	APR*
120 months	7.75%

(3 year fixed rate, 5 year draw period, 10 year repayment period, no annual fee, no per advance fee, line of credit up to 80% of equity value. Floor Rate is 4.00% and maximum rate is 17%)

For current rates, call 419-586-5522 or

Get Current Rates Here

*APR =Annual Percentage Rate

APR (As low as) assumes excellent borrower credit history. Your APR may differ based on credit history, approved loan amount, and term. Loan application fee applies.

All rates and terms are subject to change. Contact us for the most current information at 419-586-5522.