Looking to earn some extra cash on your savings? Our Share Certificates are the perfect option to store some of your extra money. Our flexible term options allow you to choose a product that best fits your financial goals. Are you needing your money sooner rather than later? Choose a shorter term. Able to invest longer? Take advantage of the higher rate of return on our longer-termed Share Certificates.

Grow Your Savings with Dynamic FCU Share Certificates: High-Yield Options Starting at $500

All terms require a minimum deposit of $500:

6 month
12 month
18 month
24 month

Certificates

Rates as of 2/1/2025

Description	Minimum Deposit	Dividend Rate	APY
6 Month	$500	3.50%	3.55%
12 Month	$500	3.60%	3.65%
18 Month	$500	3.65%	3.70%
24 Month	$500	3.75%	3.80%

EARLY WITHDRAWAL PENALTY NOTE: If certificate is less than 12 months, a 90 day dividend penalty will be imposed; if the certificate is greater than 12 months, a 180 day dividend penalty will be imposed. Contact your credit union to verify rates. Fees may reduce earnings.

Click here for a list of our current rates.

Your money is federally insured to at least $250,000 and backed by the full faith of the United States Government through the National Credit Union Administration.