At Dynamic Federal Credit Union, your privacy is our priority. Here's how to protect yourself from "trigger leads" or unsolicited offers from other lenders after you apply for credit.
Avoid Trigger Leads
What Are Trigger Leads?
When you apply for a loan, your credit report is pulled, and credit bureaus may sell this information to other lenders. These lenders may contact you with unsolicited offers via calls, emails, or mail.
Are Trigger Leads Legal?
Yes, trigger leads are legal and provide opportunities to compare offers. However, they can be intrusive. Always compare rates, fees, and terms before deciding on a loan.
How to Stop Trigger Leads
- Opt Out of Offers: Visit optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) to opt out for five years or permanently.
- Block Unwanted Calls: Register at
DoNotCall.gov or call
1-888-382-1222.
While we don’t sell your information, credit bureaus may still share it as a trigger lead. Use the steps above to protect your privacy. For questions, contact us at (419) 586-5522. We're here to support you every step of the way.