This service is offered specifically to accommodate members who need to make a loan payment using another financial institution. This service is not designed for Dynamic FCU members making payments from their Dynamic FCU account to their Dynamic FCU loan. Payments from a DFCU account are free of charge and can be managed through online banking, or our mobile app and posted immediately. 

WAYS TO PAY

Pay from another Financial Institution Account or Card:

Payments received after 4:30pm may be credited to your loan the following business day.

You may pay your Dynamic FCU loans from another financial institution using your VISA® ATM/Debit Card or your MasterCard® ATM/Debit Card. 

You can pay your Dynamic FCU loans by simply responding to a DFCU text message, clicking a DFCU email hyperlink or tapping a button on your Smartphone.  There is no mobile app to download or need to login online.

• Payments can be set-up as a one-time payment or automatic recurring payments.
• A non-refundable convenience fee of $9.95 will be charged for payments made by another financial institution’s debit card, or a non-refundable convenience fee of $4.95 will be charged for payments made by another financial institution’s routing and account number. 
• Any disputed transaction or returned item will be charged a $32.00 fee per transaction.
• A payment reversal from your loan may also result in a late fee (Refer to your loan agreement for details on late payments).
• Please retain a copy of the delivered receipt page or email as confirmation of the approved transaction.
• The maximum payment amount is $3,000.00.
• Credit cards, Discover cards, or American Express cards are not accepted.
  

In-Branch

Night-Drop 

ACH Payments from Another Financial Institution

Shared Branching 

What if I can’t make my loan payment on time?

• Visit a Dynamic FCU branch with your cash or check payment. There is no charge for this service.
  

• Our branch deposit box is a safe and secure way of making your “after hours” deposits. After hours deposits are posted each business day morning. There is no charge for this service.
  

• Use our secure online banking service to transfer your Dynamic FCU loan payment from your Dynamic FCU checking or savings account. You can even set this transfer to take place automatically every month. There is no charge for this service.
  

• If you prefer to have automatic and recurring monthly payments sent to us from another financial institution, please call 419-586-5522 ext. 1110 and we can get the process started for you using “ACH Origination”. There is no charge for this service
  

• Do you have a loan payment at another credit union or have funds at another credit union that you would like to transfer to Dynamic FCU? If your other financial institution participates in [shared branching] you can transfer the funds from one credit union to another at our branch. There is no charge for this service.
  

• It is always best to contact us so we are aware of the problem and are able to work with you the best we can.
  

• Mail loan payment checks to 900 E. Wayne Street, Celina, OH 45822. Please include your name and loan number with suffix. There is no charge for this service.