• Share/Savings

    Your membership to Dynamic Federal Credit Union starts here!  When you open your savings account (principal share), you become a member and owner of Dynamic FCU.  The funds you deposit into this account are considered your “shares” in the credit union.  This gives you a voice in the credit union’s decisions and allows you to participate in our cooperative. 



    Whether you are planning for short-term goals like saving for Christmas, an upcoming vacation, or annual home expenses… or long-term goals like your child’s first vehicle or college… our various savings accounts have you covered!  


    A minimum balance requirement of $5.00 is all you need to open your new:


    Principal Share

    • ATM card available with a principal share account.

    Christmas Club

    • Save all year for your Christmas shopping.

    Subsidiary Share – Vacation, Escrow, etc.

    • Budget savings accounts can be set up to help you achieve your financial goals.

    Student Share

    • Perfect for the child in your life… help them reach for the stars with this high-yield savings account!

    Click here for a list of our current rates.


    Your money is federally insured to at least $250,000 and backed by the full faith of the United States Government through the National Credit Union Administration.

  • Share Certificate Accounts

    Looking to earn some extra cash on your savings?  Our Share Certificates are the perfect option to store some of your extra money.  Our flexible term options allow you to choose a product that best fits your financial goals.  Are you needing your money sooner rather than later?  Choose a shorter term.  Able to invest longer?  Take advantage of the higher rate of return on our longer-termed Share Certificates.


    All terms require a minimum deposit of $500:

    • 6 month
    • 12 month
    • 18 month
    • 24 month

    Click here for a list of our current rates.


    Your money is federally insured to at least $250,000 and backed by the full faith of the United States Government through the National Credit Union Administration.

  • Health Savings Accounts

    A Health Savings Account (HSA) is more than just a savings account for medical expenses.  As the cost of healthcare rises, an HSA gives you some control over your medical spending.  If you have a High-Deductible Health Plan (HDHP), you are eligible to open an HSA to help you pay for deductible health expenses and other out-of-pocket medical costs while you save for future medical expenses.  


    Please consult your tax advisor to ensure you are eligible and to discuss the tax guidelines.


    HSA accounts have many benefits:


    • Dividends are earned tax-free.
    • You can deduct contributions that you make to your HSA on your federal income tax return.
    • Any HSA contributions made through payroll deduction reduce your federal income tax liability and Social Security and Medicare taxes.
    • Earnings in your HSA grow tax-deferred.
    • HSA distributions that you use to pay for qualified medical expenses are tax-free.
    • You are in charge of your HSA assets.
    • You can withdraw money for medical expenses at any time.
    • You can carry over your HSA balance from year to year.
    • You own the HSA and can take it with you even if you change health plans or employers.

    Access your Dynamic HSA with an HSA MasterCard Debit Card and HSA checks.


    Click here for a list of our current rates.


    Your money is federally insured to at least $250,000 and backed by the full faith of the United States Government through the National Credit Union Administration.

Each spring Dynamic offers scholarships to our members who are continuing education. For questions please email 
scholarship@dynamicfederalcu.com

Apply Now for Scholarships from Dynamic FCU and Ohio Credit Union League: $2,500 Up for Grabs!

Two $2,500 Scholarships Are Up For Grabs!

Dynamic FCU Scholarship

Dynamic Federal Credit Union will be awarding a $2,500 scholarship to the top two applicants who submit a 1-minute to 2.5-minute interactive video entry that best answers the following prompt:

Video entries can be edgy, funny, bold, simple, serious – or anything in between. Entries will be judged on the accuracy of information presented, effectiveness in addressing the scholarship question, and originality.

If you have any questions, please email: scholarship@dynamicfederalcu.com

  • The Video Scholarship begins on: February 1st, 2024
  • All video entries and applications must be submitted by: April 26th, 2024 at 11:59 p.m. EST
  • Entry in this scholarship constitutes your acceptance of these official rules.
  • Any member of Dynamic Federal Credit Union who is in good standing and currently attends or has been accepted to attend a vocational school or college/university in pursuit of a job certification or degree may apply.
  • Proof of acceptance/enrollment will need to be submitted upon request.

Official Rules

Eligibility

"What does your credit union do that demonstrates financial inclusion for all?"

Scholarship Winners Will Be Notified By June 1st, 2024

Ohio Credit Union League Scholarship

As a member of an Ohio credit union, Dynamic Federal Credit Union presents another scholarship available to you from the Ohio Credit Union Foundation.

The Ohio Credit Union Foundation is offering Ohio undergraduate credit union members the opportunity to apply for one of three scholarships by creating an interactive 1 to 2.5-minute video answering the following prompt:

Hint: Use the video you created for Dynamic Federal Credit Union.

>First Place Winner - $5,000

>Second Place Winner - $2,500

>Third Place Winner - $1,000

All video entries must be submitted by: April 26, 2024, at 11:59 p.m. EST

"How Can Credit Unions Attract Younger Members?"

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